In this coming year, it is possible to be truly blessed and transform all debt, financial or Karmic into peace, joy and harmony.
Page 104
"The life-giving power that transforms all debt, no matter what it is experienced as, is grace. Grace is the highest level of Omniscient energy that sweeps away everything so only one's essence can shine through. No matter how dense or needy, this force transforms planets and people and is the closest tide to return to the inner surge of God. Grace is reunion to the Omniscient Creator."
from
The Principles of Dynamic Manifestation As Received Through the Akashic Records